
Credit Hire
Services
OUR BUSINESS SERVICES
CREDIT HIRE SERVICES
At Budget Plus Services, we understand the stress of being involved in a non-fault road accident. If your vehicle is damaged and you’re left without transport, our Credit Hire Service provides a like-for-like replacement vehicle — quickly and at no cost to you upfront.
We ensure you’re back on the road with minimal disruption, while we recover the costs directly from the at-fault insurer.
What is Credit Hire?
Credit Hire gives you access to a replacement vehicle following a non-fault accident without waiting for your insurer or paying out-of-pocket. We handle the entire process and claim the costs from the third party’s insurer, not from you.
Whether you drive a personal car, an executive vehicle, or manage a commercial fleet, we have the right vehicle ready for you.
BUSINESS SERVICES
SERVICES
Credit Hire Vehicle Services
At Budget Plus Services, we know how important it is to stay mobile after an accident that wasn’t your fault. Our Credit Hire Service ensures you get a suitable replacement vehicle quickly — without paying anything upfront. The cost is claimed directly from the at-fault driver’s insurer.What is Credit Hire?
Credit Hire provides a replacement vehicle following a non-fault accident. There’s no upfront payment required — the charges are recovered from the responsible party’s insurance provider. From standard cars to executive models, vans, and commercial vehicles — we have a fleet of well-maintained vehicles ready to keep you moving.Who Can Use Our Credit Hire Service?
Our service is available to non-fault drivers who need immediate transport, including:- Private drivers whose cars are in repair
- Business owners affected by vehicle downtime
- PCO and private hire operators
- Tradespeople and delivery drivers
- Anyone involved in an accident that wasn’t their fault
Why Choose Our Credit Hire Service?
- Like-for-Like Vehicle Replacement – Match your original car’s size and type
- No Upfront Costs – Charges are claimed from the at-fault insurer
- Quick Turnaround – Fast vehicle delivery to your home or work
- Full Claims Support – Help with repairs, legal support, and documentation
What’s Included?
- Fully insured replacement vehicle
- Roadworthy, clean, and well-maintained cars or vans
- 24/7 customer assistance
- Breakdown support during your hire
- Vehicle delivery and collection (subject to area)
How It Works
- Contact Us After an Accident – Provide accident details and vehicle info
- We Assess Eligibility – Confirm non-fault status and approve the hire
- Vehicle Delivered – Get your replacement at your preferred location
- Drive & Return – Use the vehicle until your car is repaired or claim is settled
Serving the UK Nationwide
From London to Glasgow, Birmingham to Manchester — Budget Plus Services delivers Credit Hire vehicles nationwide, ensuring you stay mobile wherever you are in the UK.Involved in a Non-Fault Accident? We’ve Got You Covered.
Avoid delays and out-of-pocket expenses. With our Credit Hire Service, you get fast, fair, and like-for-like replacement — no upfront costs, no stress, and no compromise. Contact us today to check your eligibility and arrange a replacement vehicle.Why To Choose Us!
All Vehicle Types Covered
From personal cars to executive fleets, we cater to individuals, businesses, private hire drivers, and commercial vehicle users — no restrictions.
No Upfront Costs
Whether it’s credit hire or repair, we handle everything with zero upfront payments. We recover costs directly from the at-fault insurer whenever applicable.


Fast and Flexible Access
Need a vehicle now? Our cash hire service offers same-day access with flexible terms, whether for a few days or long-term use.
Nationwide Service and Delivery
We offer delivery and collection across the UK, so no matter where you are, we bring the vehicle to you and take the stress off your plate.
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Stress-Free Accident Claims Management
A road traffic accident — even when not your fault — can be unsettling. That’s why contacting Budget Plus Services immediately helps. From claim filing to car replacement, we provide full assistance.
Just share the accident and injury details with us. We’ll handle the entire process — fast and at no cost to you. Our services include:
- Free replacement vehicle delivery
- Expert legal claim handling
- Vehicle recovery and storage
- Coordination of car repairs
- Direct billing to the third-party insurer
How We’re Different ?
Flexible Process
We manage every detail efficiently so you can return to driving without delay.
Streamlined Claims Handling
Expect fast processing and minimal paperwork with our expert support.
Legal Guidance You Can Trust
Our legal partners offer clear advice and protect your rights/
Prompt Services, Always
Whether it's a claim, a replacement vehicle, or recovery — we respond swiftly.
Turn a Setback Into a Comeback.
Let Budget Plus Services help you recover from a road accident. You’ll benefit from:
If you were involved in an accident that wasn’t your fault, Budget Plus Services will handle your claim at no cost to you. Our expert team ensures you receive the support you need without paying a penny for our management services.
Worried about your insurance history? Don’t be. Our process ensures that your no-claims bonus remains untouched, so your premiums stay protected even after an accident.
You’re never alone after a road accident. Our trusted legal partners and vehicle support specialists are here to offer expert guidance, answer your questions, and help you make informed decisions throughout the claims process.
From recovering your damaged vehicle to arranging repairs and storage, we take care of it all. You won’t have to lift a finger—we’ll manage the entire process for your peace of mind.
Your Trusted Experts in Road Traffic Accident Claims
Dealing with a non-fault accident and overwhelmed by insurance complications? Let Budget Plus Services step in. Our experienced claims team is here to secure the compensation you deserve—without impacting your no-claims bonus.
We work hard to protect your insurance rights and keep your premiums intact. With our dedicated support, you can move forward with your claim confidently and stress-free.
Had a Non-Fault Accident? We’ll Handle the Rest.
Let us take the pressure off your shoulders. From start to finish, we’ll manage every step of your claim so you can focus on getting back on the road.
FREQUENTLY ASKED QUESTIONS
Ensure your safety first. Move your vehicle to a safe location if possible and switch off the engine. Check for injuries and ensure everyone involved is safe. Take a moment to stay calm, then begin gathering key information—such as the other driver’s details, vehicle registration, witness accounts, and photos of the scene. This will support a non-fault claim if applicable.
A road traffic accident refers to any incident involving vehicles on public roads that results in injury, property damage, or both. This includes collisions with other vehicles, pedestrians, cyclists, or stationary objects.
Yes, you may still be eligible for compensation under a “split liability” claim. The compensation amount would reflect the level of responsibility shared between both parties.
The amount of compensation depends on the severity of your injuries, medical costs, lost income, and other related damages. Each case is evaluated individually to determine a fair settlement.
Yes, you can make a claim. However, your compensation may be reduced if it's determined that not wearing a seatbelt contributed to the extent of your injuries.
You generally have up to three years from the date of the accident to make a claim. It's recommended to begin the process as soon as possible while the details and evidence are fresh.